Free check and positive pay tools
Quick, free, browser-based tools for working with checks and positive pay files. Validate a routing number, decode a check's MICR line, and estimate what bank positive pay will cost you. Nothing you enter is uploaded.
Check Amount to Words Converter
Free tool that converts a dollar amount into the words for the legal-amount line of a check, with cents written as a fraction over 100 the correct way.
Check Number Gap Finder
Paste a list of check numbers to find the range, count, missing numbers, and duplicates. Build a clean positive pay issue file the bank will not flag.
Fixed-Width File Inspector
Paste a fixed-width positive pay file to check line count, equal record length, blank or short lines, trailing characters, and field alignment.
MICR Line Decoder for Checks
Free MICR line decoder. Pull the routing, account, and check number from a check's MICR line and validate the routing checksum, right in your browser.
Positive Pay Cost Calculator
Free positive pay cost calculator. Estimate the monthly and annual cost of bank positive pay from your check volume and fees, then weigh it against fraud risk.
Routing Number Validator (ABA Check Digit)
Free routing number validator. Check any 9-digit ABA routing number against the official check-digit formula in your browser before you build a positive pay file.